The Utah Down Payment Assistance Consumer Guide
Coming soon
Every Utah down payment assistance program in one place — UHC, county, city, and grant programs; layering; and how to apply.
- 25 pages
- 30 min read
- Version 1.0.0
- Updated July 2026
- First-time buyers
- Moderate-income buyers
This guide is in production. In the meantime, browse our Starter Kits or schedule a consultation.
Continue learning
Learn how FHA financing works, who qualifies, mortgage insurance, down payment requirements, refinancing, buying your first home, and how to decide whether FHA financing is right for you.
A comprehensive plain-English guide to Utah closing costs — buyer costs, seller costs, lender fees, title, escrow, prepaids, MI, VA funding fee, FHA UFMIP, and how to reduce your total cash to close.
How conventional (Fannie Mae / Freddie Mac) financing works in Utah — down payment tiers from 3% to 20%+, PMI mechanics and removal, loan limits, HomeReady and Home Possible programs, and when conventional beats FHA or VA.
Related Consumer Guides & Resources
Continue your research with related Utah consumer guides, calculators, and resource centers.
- Consumer GuideThe Utah FHA Loan Consumer Guide
Everything Utah buyers need to understand FHA financing
- Consumer GuideThe Utah Conventional Loan Consumer Guide
The complete conventional financing handbook for Utah buyers
- Consumer GuideThe Utah First-Time Homebuyer Consumer Guide
Coming soon
- Consumer GuideUtah Closing Cost Guide
The consumer guide to Utah home-purchase closing costs
- Consumer GuideThe Utah Credit Improvement Consumer Guide
Coming soon
- Consumer GuideThe Utah New Construction Consumer Guide
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- Starter KitFHA Loan Starter Kit
The FHA financing playbook for Utah buyers with lower credit or lower down payment — eligibility, MIP, loan limits, and the step-by-step process.
- Consumer GuideThe Utah Home Selling Consumer Guide
Coming soon
Educational only. This guide does not constitute legal, tax, or financial advice. Programs, guidelines, and limits change frequently — verify current terms with a licensed Utah mortgage professional. Serving Salt Lake, Utah, Davis, Weber, Cache, Washington, Tooele, and Summit counties.
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