Buy a Home
Buying a home in Utah, made clear.
From pre-approval to keys in hand — a Utah-local team with straight answers at every step.
First-Time Buyers
Programs, down-payment assistance, and a realistic timeline.
Move-Up Buyers
Sell and buy without two mortgages — coordinated by one team.
Right-Sizing 62+
HECM for Purchase: buy your next home with no monthly mortgage payment.
The Utah home-buying process
- Get pre-approved. A real pre-approval — credit, income, assets — is what sellers in Salt Lake, Utah, Davis, and Washington counties expect.
- Choose your Realtor. Kim Miller (Bybee & Co Realty) works directly with TRES so your file moves as one team.
- Tour and offer. Comps, contract terms, contingencies — structured to protect you.
- Inspections and appraisal. 7–14 days for inspections; appraisal runs in parallel.
- Final underwriting. Don't change jobs, open credit, or move money during the loan.
- Closing. Sign at title, get keys, move in.
Most Utah purchases close in 18–30 days from accepted offer.
Ready to take the next step?
Talk to TRES — straight answers, real options, no pressure.