Utah Homeownership Authority
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Directory

Utah Mortgage Locations

Every Utah city and county we serve — with dedicated reverse-mortgage, VA-loan, and home-buying guides for each.

Utah County

≈700,000

Fastest-growing county in the U.S. — Silicon Slopes income, BYU first-time buyers, and aggressive new construction along the I-15 corridor.

Cities (23)

Salt Lake County

≈1.2M

Utah's most populous county — every loan program runs heavy here, from first-time-buyer FHA in the west valley to luxury jumbo on the east bench.

Cities (23)

Davis County

≈365,000

VA-loan hub thanks to Hill Air Force Base, plus strong move-up family markets in Farmington, Kaysville, and Centerville.

Cities (15)

Washington County

≈200,000

Reverse-mortgage and retiree relocation capital of Utah — St. George anchors year-round 55+ demand and active-adult communities.

Cities (19)

Cache County

≈140,000

Northern Utah's Logan-anchored agricultural and university hub — USU enrollment, family-oriented suburbs, and steady first-time-buyer activity.

Cities (18)

Box Elder County

≈60,000

Far-northern Utah border county — Brigham City core, ag heritage, and growing commuter ties to Weber and Cache counties.

Cities (27)

Rich County

≈2,500

High-elevation Bear Lake country — second-home and short-term-rental demand at the lake plus tight year-round inventory.

Cities (0)

Weber County

≈270,000

Ogden-anchored northern Wasatch Front — historic neighborhoods, ski-canyon access, and a deep VA-buyer base.

Cities (13)

Morgan County

≈12,500

Rural mountain county east of Ogden — acreage, custom homes, and a quiet commuter lifestyle along I-84.

Cities (0)

Summit County

≈45,000

Park City and the Wasatch Back — luxury and resort housing, jumbo financing, and heavy second-home demand.

Cities (6)

Wasatch County

≈40,000

Heber Valley — fast-growing mountain community with master-planned developments, ranch properties, and resort proximity.

Cities (4)

Tooele County

≈85,000

West-desert county southwest of SLC — affordable new construction, VA demand tied to Tooele Army Depot, and commuter growth.

Cities (9)

Juab County

≈13,000

Nephi-anchored central-Utah county along I-15 — affordable acreage, ag heritage, and southern overflow from Utah County.

Cities (19)

Sanpete County

≈30,000

Central-Utah heritage corridor — Ephraim and Manti anchor a deep ag base with affordable rural housing.

Cities (19)

Millard County

≈13,500

Rural central-Utah county along I-15 — Delta and Fillmore anchor farming, ranching, and steady USDA-rural lending activity.

Cities (25)

Sevier County

≈22,000

Richfield-anchored central-Utah hub — regional services, ag economy, and an affordable owner-occupant market.

Cities (0)

Piute County

≈1,500

Small high-mountain county between Sevier and Garfield — ranching, recreation, and quiet rural homeownership.

Cities (0)

Wayne County

≈2,500

Capitol Reef gateway — small towns, ranch properties, and limited but distinctive rural inventory.

Cities (0)

Duchesne County

≈20,000

Uinta Basin energy-economy county — Roosevelt and Duchesne anchor housing tied to oil, gas, and ag cycles.

Cities (0)

Uintah County

≈35,000

Vernal-anchored eastern-Utah hub — energy-sector employment, regional services, and affordable owner-occupant housing.

Cities (5)

Carbon County

≈20,000

Price-anchored coal-and-rail heritage county — USU Eastern, affordable housing, and a deep long-tenured owner base.

Cities (0)

Emery County

≈10,000

Castle Valley ranching and recreation county — affordable rural housing and access to the San Rafael Swell.

Cities (0)

Grand County

≈10,000

Moab and Arches gateway — short-term-rental constraints, second-home demand, and tight year-round housing.

Cities (0)

Iron County

≈60,000

Cedar City-anchored southern-Utah hub — SUU enrollment, fast residential growth, and an expanding retiree base.

Cities (6)

Beaver County

≈7,500

Small southern-Utah county along I-15 — ranching, affordable rural housing, and quiet small-town living.

Cities (0)

Garfield County

≈5,500

Panguitch-anchored county at the doorstep of Bryce Canyon — recreation, ranching, and limited but distinctive inventory.

Cities (0)

Kane County

≈8,000

Kanab-anchored southern-Utah county — Grand Staircase gateway with growing retiree and short-term-rental demand.

Cities (0)

San Juan County

≈14,500

Utah's largest county by area — Monticello, Blanding, and tribal lands with deep cultural heritage and rural housing.

Cities (9)

Daggett County

≈900

Utah's smallest county by population — Flaming Gorge recreation gateway with cabins, second homes, and limited inventory.

Cities (0)