Utah VA Loan Center

VA loan benefits at a glance

• 0% down payment on purchase
• No private mortgage insurance (PMI) — ever
• Lower interest rates than conventional
• Capped closing costs
• Reusable benefit
• VA Interest Rate Reduction Refinance Loan (IRRRL) — streamline refinance with minimal docs

Who is eligible?

Most Utah veterans are eligible after 90 days of active duty (wartime), 181 days (peacetime), 6 years in the National Guard or Reserves, or as the surviving spouse of a service member who died in the line of duty. We pull your Certificate of Eligibility (COE) for you.

Best Utah markets for VA buyers

• Davis County / Layton — proximity to Hill Air Force Base.
• Salt Lake County — strongest inventory and amenities.
• Washington County / St. George — retiring veterans, year-round sun.
• Utah County — Silicon Slopes tech corridor.

The VA process with TRES

1. We pull your COE.
2. Full pre-approval — sellers actually trust it.
3. You shop with confidence; we handle financing.
4. Close in 18–30 days, typically.

Schedule a VA strategy session →