Utah Homeownership Authority
Tres“The Magic Mortgage Lender”Powered by JMJ Financial Group
Author Entity

Tres Miller

Mortgage banker, veteran, reverse-mortgage specialist, VA-loan specialist, and Utah mortgage expert helping homeowners and buyers make clear decisions with real numbers.

Tres Miller headshot

Tres Miller

NMLS #217768 · 31+ years mortgage experience · Mortgage Banker

Tres Miller is a Utah mortgage banker specializing in reverse mortgages and VA loans, with broader experience across Utah residential mortgage financing. A U.S. Army veteran, he has spent more than three decades helping Utah homeowners buy, finance, and protect their homes.

Core expertise

  • Reverse Mortgage Specialist
  • VA Loan Specialist
  • Utah Mortgage Expert
  • First-Time Buyer Guidance
  • Retirement Cash-Flow Planning Through Housing Equity
  • Complex Utah files including self-employed, jumbo, and high-equity homeowners

Service areas

Authority network

Have a Utah mortgage question?

Tres can help you pressure-test the strategy before you make a move.