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Selling and Buying in Utah at the Same Time

How to time a sale and a purchase without becoming homeless — or paying two mortgages.

Tres Miller
By Tres Miller · Mortgage Banker · NMLS #217768
Reviewed June 15, 2026 · Lending in Utah since 1995 · Professional history
Published June 15, 2026 · Updated June 15, 2026 · 5 min read

Your Three Options

  • Sell first, then buy — lowest risk, may require a short rental
  • Buy first using a bridge loan or HELOC — keeps you in one move
  • Contingent offer — protect you, but weaker in competitive Utah markets

When a Reverse Mortgage Helps

For Utah homeowners 62+, a HECM for Purchase can buy the new home without a monthly mortgage payment, then the prior home sells on your timeline.

Kim Miller (Fathom Realty, Utah license 7495328-SA00) and TRES coordinate the sale, the new purchase, and the financing as one team.

Call 435-229-9797.

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