Utah Homeownership Authority
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Utah Starter Kit

First-Time Homebuyer Starter Kit

Everything a first-time Utah buyer needs — credit, down payment, programs, timeline, and the full home-buying process.

20 min readVersion 1.0.0Updated July 2026
Educational disclaimer: This guide is educational only. It does not constitute legal, tax, or financial advice. Every situation is different — talk with Tres Miller for personalized guidance.

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