FAQ
What are closing costs in Utah?
Closing costs in Utah typically run 2–4% of the purchase price for buyers, covering lender fees, title insurance, appraisal, recording, and prepaid taxes and insurance.
By Tres Miller · Mortgage Banker · NMLS #217768
Reviewed June 22, 2026 · 31+ years lending in Utah
Quick Answer
Closing costs in Utah typically run 2–4% of the purchase price for buyers, covering lender fees, title insurance, appraisal, recording, and prepaid taxes and insurance.
Detailed answer
On a $500,000 Utah home, expect $10,000–$20,000 in closing costs. These can often be partially or fully covered by seller concessions, lender credits, or rolled into the loan (VA / FHA streamline refinances).
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