What first-time home buyer programs are available in Utah?
Utah Housing Corporation, FHA, conventional 3%-down programs, VA, and USDA all serve first-time buyers, and down-payment assistance is widely available. Utah Housing offers first mortgages paired with assistance for down payment and closing costs, subject to income and purchase-price limits that vary by county. Which program costs least over five years depends on your credit score, the down payment you actually have, and how long you plan to stay.
Utah Housing Corporation, FHA, conventional 3%-down programs, VA, and USDA all serve first-time buyers, and down-payment assistance is widely available. Utah Housing offers first mortgages paired with assistance for down payment and closing costs, subject to income and purchase-price limits that vary by county. Which program costs least over five years depends on your credit score, the down payment you actually have, and how long you plan to stay.
Detailed answer
Utah Housing Corporation (UHC) offers FirstHome, HomeAgain, Score, and NoMI loans, several with down-payment assistance. We help first-time buyers compare programs side by side and choose the one that minimizes long-term cost.
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