FAQ
What first-time home buyer programs are available in Utah?
Utah Housing Corporation, FHA, conventional 3%-down programs, VA, and USDA all serve first-time buyers. Down-payment assistance is widely available.
By Tres Miller · Mortgage Banker · NMLS #217768
Reviewed June 22, 2026 · 31+ years lending in Utah
Quick Answer
Utah Housing Corporation, FHA, conventional 3%-down programs, VA, and USDA all serve first-time buyers. Down-payment assistance is widely available.
Detailed answer
Utah Housing Corporation (UHC) offers FirstHome, HomeAgain, Score, and NoMI loans, several with down-payment assistance. We help first-time buyers compare programs side by side and choose the one that minimizes long-term cost.
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