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Hi, I'm Tres Miller, The Magic Mortgage Lender. Today let's talk about the five biggest mistakes Utah homebuyers make. Number one: Shopping for homes before getting pre-approved. Number two: Making large purchases before closing. Number three: Changing jobs during the loan process. Number four: Draining savings for the down payment. Number five: Assuming online calculators tell the whole story. A mortgage is more than a rate. It's a strategy. If you'd like help creating a personalized plan, reach out and let's talk about your options.

Hi, I'm Tres Miller, The Magic Mortgage Lender. Today let's talk about three mortgage myths that cost buyers money. Myth number one: You need 20 percent down. Many buyers qualify with much less. Myth number two: You need perfect credit. Several loan programs offer flexibility. Myth number three: You should wait for the perfect interest rate. The best time to buy is when the payment fits your goals and your life. If you'd like help building a mortgage strategy, let's talk about your options.