By Tres Miller · Mortgage Banker · NMLS #217768
Reviewed June 22, 2026 · 31+ years lending in Utah
Quick Answer
Utah property tax is assessed at 55% of fair market value for primary residences (the residential exemption) and 100% for secondary properties and rentals. Rates are set by each taxing entity in your county.
Overview
Make sure your primary residence is properly classified — the 45% exemption is large and easy to miss after a move.
Tax notices arrive in summer. You have a short window to file an appeal if you believe the assessment is wrong.
Counties offer abatements for low-income seniors, disabled veterans, and active-duty service members deployed abroad.
Who it's for
- All Utah property owners
Key benefits
- Lower bill via residential exemption
- Available abatements
- Right of appeal
Common mistakes to avoid
- Forgetting to claim primary-residence status after moving
- Missing the appeal deadline
Frequently Asked Questions
Next steps
Start your application, run scenarios in the mortgage calculator, or schedule a call with Tres Miller — 31+ years of Utah lending, NMLS #217768.
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Cities that link to this hub
Utah counties
Disclosure: Educational information only. Not a commitment to lend. Loan approval, interest rates, fees, program eligibility, and property qualification depend on individual underwriting and current program rules at the time of application. Verify all program details with a licensed loan originator. Tres Miller NMLS #217768. Equal Housing Opportunity. Real-estate guidance is general information; consult a licensed Utah real-estate professional for transaction advice.