Utah Homeownership Authority
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Mortgage Application Document Checklist

Gather the documentation underwriting is likely to request.

2 pages 20 min to completeVersion 1.0.0
CreditBuying a HomeFirst-Time BuyerEducation
Mortgage Application Document Checklist cover

About this worksheet

A complete document checklist for a Utah mortgage application, organized by identification, employment and income, self-employment, assets and funds, property and obligations, and situational documents such as divorce, bankruptcy, or VA eligibility paperwork. Includes a tracking table for what was requested, what was provided, and what is still outstanding.

Who it's for

  • Utah buyers preparing to apply
  • Self-employed borrowers assembling tax documentation
  • Buyers who want to avoid document-related delays

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Educational only. This worksheet does not constitute legal, tax, or financial advice. Programs, guidelines, and limits change frequently — verify current terms with a licensed Utah mortgage professional. Mortgage services provided by Tres Miller, NMLS #217768.

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