Utah Homeownership Academy
Video Learning Center
Short, plain-English videos on every major Utah homeownership topic. Search, filter, and watch.
fha
FHA Loans Explained in One Minute
A short overview of FHA financing — a mortgage insured by the Federal Housing Administration and issued by an approved private lender, which may offer a lower down payment and more flexible qualification standards for eligible buyers of a primary residence.
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FHA Credit-Score Requirements Explained
How credit is evaluated on an FHA file — why FHA program guidance and individual lender requirements are not always identical, and why a credit score alone does not determine approval.
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FHA Seller Credits Explained
How seller contributions may help cover eligible buyer closing costs on an FHA purchase, and why concessions are negotiated, limited by program rules, and do not automatically replace all required borrower funds.