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Utah Homeownership Academy

Video Learning Center

Short, plain-English videos on every major Utah homeownership topic. Search, filter, and watch.

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Why VA May Be the Best Home Loan Benefit

Why the VA home loan benefit — no required down payment within entitlement and no monthly mortgage insurance — is one of the strongest financing options available to eligible Utah veterans.

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VA Funding Fee Explained

How the VA funding fee generally works, when an exemption may apply, and how the fee can be financed into the loan or paid at closing.

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VA Zero-Down Financing Explained

How eligible Utah veterans may purchase a primary residence with no required down payment — and why zero down does not mean zero cash to close.

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Common VA Loan Misinformation

The most common VA loan myths Utah veterans hear — and what the program guidelines actually say.

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VA Loans Are Personal

Why the VA benefit is a lifetime earned asset rather than a one-time transaction, and how Utah veterans use it across a career and after service.

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How to Reuse VA Entitlement

How VA entitlement may be restored or reused, including second-tier entitlement scenarios, subject to VA rules and lender approval.

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VA Loan Assumptions Explained

How a VA loan assumption generally works, who may assume the loan, and what it can mean for the original veteran's entitlement.

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Understanding Your VA Home Loan Benefits

A walkthrough of the VA home loan benefits available to eligible Utah veterans, service members, and certain surviving spouses.

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VA Loans vs. Conventional Loans

A side-by-side look at VA and conventional financing — down payment, mortgage insurance, qualification considerations, and long-term cost.

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Buying Your First Home With a VA Loan

A step-by-step walkthrough for first-time military and veteran buyers using the VA benefit in Utah.

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VA Cash to Close Explained

What a VA buyer may still need at closing even with no required down payment — funding fee, closing costs, prepaid items, earnest money, and how credits can reduce the total.

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VA Loan Benefits Explained

A focused summary of the core VA loan benefits — no required down payment within entitlement, no monthly mortgage insurance, competitive pricing, and reusable eligibility.