JMJ Financial Group
Washington County · Central, Utah

Central Town Square

Town Hall

Property taxes, rural utilities, and city services.

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Library

First-time buyer guide, moving guide, and schools.

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Community Bank

Home and acreage values, rural property financing, and market trends.

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Veterans Hall

VA loans and veteran resources in Central.

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Retirement Center

Reverse mortgages, downsizing, and senior resources.

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Community Theater

Community events, festivals, and historic areas.

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Community Center

Senior resources, veterans, and community events.

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Education Center

Central schools and first-time buyer guide.

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Business District

Shopping, new construction, FSBO, and rural property listings.

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Parks & Recreation

Transportation, community events, and historic landmarks.

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Get to know Central

About Central

Central is a small Washington County community of roughly 300 residents along the SR-18 corridor between Veyo and Enterprise, framed by the Pine Valley Mountains. Housing is predominantly custom acreage and horse property, with wide-open spaces, cooler temperatures than the valley floor, and direct access to Dixie National Forest, Pine Valley, and Gunlock State Park. St. George, Enterprise, and Cedar City all sit within convenient driving distance for shopping, healthcare, and employment.

Why people move to Central

People move to Central for larger residential lots, horse property, mountain scenery, cooler temperatures, and a peaceful country lifestyle within commuting range of St. George. Buyers include retirees, custom-home builders, equestrians, USDA-eligible first-time buyers, and families seeking acreage and outdoor recreation at the doorstep.

Central homeownership snapshot

Typical 2026 detached prices range from the mid-$500Ks to over $900K for custom view and acreage properties. Most parcels rely on wells and septic — verify water rights, access, and improvements per property. USDA Rural Development, VA, conventional, and construction financing all see use; reverse-mortgage interest is steady among long-tenured owners.

Quick summaries

Schools in Central

Served by the Washington County School District, with elementary, intermediate, high school, charter, and career-education options across nearby Washington County campuses.

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Senior resources

Long-tenured owner base with significant home equity. Aging-in-place, rural retirement, downsizing, and reverse-mortgage strategies are common planning conversations.

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Veteran resources

Veterans can use VA financing on qualifying primary residences; rural property and construction loans also see strong use across acreage parcels.

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Utility & service connections
Utility & Service Connections

Setting up service in Central

Electric
Rocky Mountain Power
1-888-221-7070
Provider site →
Natural Gas
Dominion Energy (where available) / propane backup
1-800-323-5517
Provider site →
Water
Washington County (Central)
435-301-7720
Provider site →
Sewer
Washington County (Central)
435-301-7720
Provider site →
Trash & Recycling
Washington County (Central)
435-301-7720
Provider site →
Internet
CentraCom, Xfinity (where available), Fixed wireless ISPs, Starlink
Rural service mix — fiber where available, fixed wireless and satellite for outlying parcels.
When you move

Call Rocky Mountain Power and Dominion Energy 10 business days before closing. Open a Washington County (Central) utility account where municipal service is available; coordinate well, septic, and propane transfers per property. Sellers should keep service active through possession + 24 hours.

Explore every topic

Everything Central homeowners need

Utilities
via Utility Transfer RC

Setup, transfer, and shut-off contacts for power, gas, water, and trash.

Reverse Mortgages
via Reverse Mortgage RC

HECM eligibility, payouts, and local context for homeowners 62+.

VA Loans
via VA Loan RC

Zero-down VA financing for veterans, active-duty, and surviving spouses.

Property Taxes
via Property Tax RC

How property tax works locally — rates, abatements, and appeals.

Senior Resources
via Senior Homeowner RC

Aging-in-place, senior services, and housing transitions.

Veterans Resources
via Veteran Resources Utah

Local veteran services, benefits navigation, and housing support.

Home Values
via Utah Market Updates

How values are set, recent trends, and what drives appreciation.

Schools
via Community Resources

School district overview and how schools influence home values.

First-Time Buyer Guide
via First-Time Home Buyer RC

Step-by-step path for first-time buyers in this city.

Downsizing Guide
via Downsizing RC

A patient playbook for right-sizing without the chaos.

Moving Guide
via Community Resources

Movers, timing, address changes, and local logistics.

For Sale By Owner Guide
via Home Selling RC

FSBO realities, pricing, paperwork, and where it goes wrong.

New Construction Homes
via Utah Homeownership Guide

Builder process, lot premiums, upgrades, and financing.

Rental Market Guide
via Utah Market Updates

Local rent ranges, vacancy patterns, and tenant demand.

Homeowner Insurance Guide
via Community Resources

Coverage essentials and what local risks to insure against.

Historic Areas & Landmarks
via Community Resources

Older neighborhoods, landmarks, and what makes them special.

Market Trends & Forecast
via Utah Market Updates

Prices, days on market, inventory, and what's likely next.

Shopping, Services & Local Businesses
via Community Resources

Daily-use shopping districts and trusted local services.

Community Events & Festivals
via Community Resources

Annual events, festivals, and what gives the city its character.

Transportation & Commuter Guide
via Community Resources

Freeways, transit, commute times, and getting around.

Nearby cities

Pine ValleyVeyo

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