JMJ Financial Group
Millard County · Oak City, Utah

Oak City Town Square

Town Hall

Property taxes, rural utilities, and city services.

Enter

Library

First-time buyer guide, moving guide, and schools.

Enter

Community Bank

Home and acreage values, rural property financing, and market trends.

Enter

Veterans Hall

VA loans and veteran resources in Oak City.

Enter

Retirement Center

Reverse mortgages, downsizing, and senior resources.

Enter

Community Theater

Community events, festivals, and historic areas.

Enter

Community Center

Senior resources, veterans, and community events.

Enter

Education Center

Oak City schools and first-time buyer guide.

Enter

Business District

Shopping, new construction, FSBO, and rural property listings.

Enter

Parks & Recreation

Transportation, community events, and historic landmarks.

Enter
Talk to our team →Browse all Utah cities
Get to know Oak City

About Oak City

Founded in 1868, Oak City has long been recognized as one of Millard County's most attractive rural communities. Known for its tree-lined streets, rich agricultural heritage, quiet neighborhoods, and beautiful mountain scenery, Oak City offers residents an exceptional quality of life while maintaining easy access to Delta, Fillmore, Richfield, and Interstate 15. The town is surrounded by productive farmland, orchards, and spectacular mountain landscapes that provide year-round recreation and outstanding views. Residents enjoy peaceful country living, low traffic, dark night skies, and a close-knit community. Nearby attractions include the Fishlake National Forest, Canyon Mountains, Meadow Hot Springs, Little Sahara Recreation Area, Fremont Indian State Park, Gunnison Bend Reservoir, the Pahvant Range, and the Sevier Valley. Residents enjoy hiking, camping, fishing, hunting, ATV and UTV riding, horseback riding, wildlife viewing, photography, scenic drives, and stargazing.

Why people move to Oak City

Buyers come to Oak City for mountain views, agricultural heritage, quiet neighborhoods, and a welcoming small-town atmosphere. First-time buyers, retirees, veterans, farmers, ranchers, and rural buyers transact here, supported by VA, FHA, USDA, conventional, land, agricultural, and construction financing.

Oak City homeownership snapshot

Oak City offers agricultural acreage, horse property, rural homesites, farm ground, custom homes, large residential lots, and mountain-view properties. Values vary by acreage, improvements, irrigation rights, location, and market demand. USDA Rural Development financing may be available on qualifying owner-occupied homes alongside VA, FHA, conventional, land, agricultural, and construction loans.

Quick summaries

Schools in Oak City

Families in Oak City are served by the Millard School District, with elementary, middle, and Millard High School plus career and technical education and educational support services.

Read more →

Senior resources

Longtime Oak City owners often hold significant equity in long-held homes, farms, and acreage. Common senior conversations involve aging in place, estate planning, reverse mortgages on qualifying primary residences, downsizing strategies, and connecting with regional healthcare and Millard County senior services.

Read more →

Veteran resources

Oak City proudly supports veterans. The Salt Lake City VA Medical Center anchors regional care alongside community-based outpatient clinics. VA loans are usable on Oak City primary residences that meet VA property standards; acreage and farm purchases often pair VA with conventional, land, agricultural, or construction financing.

Read more →
Utility & service connections
Utility & Service Connections

Setting up service in Oak City

Electric
Rocky Mountain Power
1-888-221-7070
Provider site →
Natural Gas
Dominion Energy (where available) / propane backup
1-800-323-5517
Provider site →
Water
Oak City Town
435-864-3559
Provider site →
Sewer
Oak City Town
435-864-3559
Provider site →
Trash & Recycling
Oak City Town
435-864-3559
Provider site →
Internet
CentraCom, Xfinity (where available), Fixed wireless ISPs, Starlink
Rural service mix — fiber where available, fixed wireless and satellite for outlying parcels.
When you move

Call Rocky Mountain Power and Dominion Energy 10 business days before closing. Open a Oak City Town utility account where municipal service is available; coordinate well, septic, and propane transfers per property. Sellers should keep service active through possession + 24 hours.

Explore every topic

Everything Oak City homeowners need

Utilities
via Utility Transfer RC

Setup, transfer, and shut-off contacts for power, gas, water, and trash.

Reverse Mortgages
via Reverse Mortgage RC

HECM eligibility, payouts, and local context for homeowners 62+.

VA Loans
via VA Loan RC

Zero-down VA financing for veterans, active-duty, and surviving spouses.

Property Taxes
via Property Tax RC

How property tax works locally — rates, abatements, and appeals.

Senior Resources
via Senior Homeowner RC

Aging-in-place, senior services, and housing transitions.

Veterans Resources
via Veteran Resources Utah

Local veteran services, benefits navigation, and housing support.

Home Values
via Utah Market Updates

How values are set, recent trends, and what drives appreciation.

Schools
via Community Resources

School district overview and how schools influence home values.

First-Time Buyer Guide
via First-Time Home Buyer RC

Step-by-step path for first-time buyers in this city.

Downsizing Guide
via Downsizing RC

A patient playbook for right-sizing without the chaos.

Moving Guide
via Community Resources

Movers, timing, address changes, and local logistics.

For Sale By Owner Guide
via Home Selling RC

FSBO realities, pricing, paperwork, and where it goes wrong.

New Construction Homes
via Utah Homeownership Guide

Builder process, lot premiums, upgrades, and financing.

Rental Market Guide
via Utah Market Updates

Local rent ranges, vacancy patterns, and tenant demand.

Homeowner Insurance Guide
via Community Resources

Coverage essentials and what local risks to insure against.

Historic Areas & Landmarks
via Community Resources

Older neighborhoods, landmarks, and what makes them special.

Market Trends & Forecast
via Utah Market Updates

Prices, days on market, inventory, and what's likely next.

Shopping, Services & Local Businesses
via Community Resources

Daily-use shopping districts and trusted local services.

Community Events & Festivals
via Community Resources

Annual events, festivals, and what gives the city its character.

Transportation & Commuter Guide
via Community Resources

Freeways, transit, commute times, and getting around.

Nearby cities

DeltaFillmoreLeamington

Get straight answers from a real Utah expert.

A 15-minute call beats hours of online searching. No pressure, no obligation.

Schedule Consultation Call 435-229-9797 Apply Now