Utah Homeownership Authority
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Washington County · St. George, Utah

St. George Town Square

Illustrated aerial map of St. George Town Square showing buildings that link to homeownership topics.

Theater

Educational videos, market updates, interviews, and success stories.

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Town Hall

City Hall, planning, permits, recorder, voting, and property taxes.

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Veterans Hall

VA loans and veteran resources in St. George.

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Highway Department

UDOT, traffic cameras, road construction, transit, airports, and winter driving.

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Education Center

St. George schools — districts, elementary, secondary, charter, and higher ed.

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Post Office

Newsletters, contact us, market alerts, and printable guides.

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Senior Center

Reverse mortgages, downsizing, aging-in-place, and retirement planning.

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Library

Buying & selling guides, FAQs, glossary, and checklists.

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Mortgage Center

Conventional, FHA, VA, USDA, jumbo, HELOCs, refis, and calculators.

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Real Estate Office

Home search, valuations, listings, and seller guides.

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Recreation Center

Parks, trails, hiking, fishing, skiing, and local attractions.

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Neighborhood Center

Neighborhood guide, HOAs, property types, and rural living.

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Information Center

Start here — moving, buying, retiring, Veteran resources in St. George.

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First-Time Buyer Center

Pre-approval, credit, down payment help, and the buying timeline.

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Business District

Restaurants, shopping, contractors, and trusted local pros.

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Market Center

Market reports, appreciation, interest rates, and forecasts.

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Insurance Office

Homeowners, flood, earthquake, umbrella, and title insurance.

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Museum

History, pioneer heritage, and historic landmarks in St. George.

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Utilities Center

Electric, gas, water, secondary water, sewer, garbage, recycling, and internet.

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Get to know St. George

About St. George

St. George sits in the heart of Washington County, framed by red sandstone cliffs and Pine Valley Mountain to the north. Roughly 100,000 residents call the city home, with the broader metro pushing well past 200,000. Housing stock spans historic downtown homes, mid-century neighborhoods, sprawling master-planned communities (SunRiver, Entrada, Stone Cliff, Sienna Hills), active-adult resorts, and steady new construction. I-15, the St. George Regional Airport, Intermountain Healthcare's regional hospital, and Utah Tech University anchor the regional economy.

Why people move to St. George

People move to St. George for year-round sunshine, outdoor recreation, healthcare, and an exceptionally retiree-friendly lifestyle. The city draws retirees from across the western U.S., remote professionals, growing families, veterans, golf and outdoor enthusiasts, and second-home buyers. Quick access to Zion, Snow Canyon, Sand Hollow, and Las Vegas (under two hours) adds to the appeal.

St. George homeownership snapshot

St. George's owner-occupancy is strong, with deep retiree and long-tenured-owner segments holding significant equity. Typical 2026 detached prices range from the mid-$400Ks for entry-level homes to well over $1.5M for luxury, view, and golf-course properties. Reverse-mortgage activity is among the highest in Utah; jumbo and HECM for Purchase volume is also meaningful given the active-adult and luxury markets.

Utility & service connections
Utility & Service Connections

Setting up service in St. George

Electric
Rocky Mountain Power
1-888-221-7070
Provider site →
Natural Gas
Dominion Energy
1-800-323-5517
Provider site →
Water
St. George City
435-627-4000
Provider site →
Sewer
St. George City
435-627-4000
Provider site →
Trash & Recycling
St. George City
435-627-4000
Provider site →
Internet
Google Fiber, Xfinity, CenturyLink, UTOPIA (where available)
Speeds and availability vary by address.
When you move

Call Rocky Mountain Power and Dominion Energy 10 business days before closing. Open a St. George City utility account for water/sewer/trash (a refundable deposit is typical). Order internet equipment 1–2 weeks ahead. Sellers should keep service active through possession + 24 hours.

Explore every topic

Everything St. George homeowners need

Utilities
via Utility Transfer RC

Setup, transfer, and shut-off contacts for power, gas, water, and trash.

Reverse Mortgages
via Reverse Mortgage RC

HECM eligibility, payouts, and local context for homeowners 62+.

VA Loans
via VA Loan RC

Zero-down VA financing for veterans, active-duty, and surviving spouses.

Property Taxes
via Property Tax RC

How property tax works locally — rates, abatements, and appeals.

Senior Resources
via Senior Homeowner RC

Aging-in-place, senior services, and housing transitions.

Veterans Resources
via Veteran Resources Utah

Local veteran services, benefits navigation, and housing support.

Home Values
via Utah Market Updates

How values are set, recent trends, and what drives appreciation.

Schools
via Community Resources

School district overview and how schools influence home values.

First-Time Buyer Guide
via First-Time Home Buyer RC

Step-by-step path for first-time buyers in this city.

Downsizing Guide
via Downsizing RC

A patient playbook for right-sizing without the chaos.

Moving Guide
via Community Resources

Movers, timing, address changes, and local logistics.

For Sale By Owner Guide
via Home Selling RC

FSBO realities, pricing, paperwork, and where it goes wrong.

New Construction Homes
via Utah New Construction RC

Builder process, lot premiums, upgrades, and financing.

Rental Market Guide
via Utah Market Updates

Local rent ranges, vacancy patterns, and tenant demand.

Homeowner Insurance Guide
via Community Resources

Coverage essentials and what local risks to insure against.

Historic Areas & Landmarks
via Community Resources

Older neighborhoods, landmarks, and what makes them special.

Market Trends & Forecast
via Utah Market Updates

Prices, days on market, inventory, and what's likely next.

Shopping, Services & Local Businesses
via Community Resources

Daily-use shopping districts and trusted local services.

Community Events & Festivals
via Community Resources

Annual events, festivals, and what gives the city its character.

Transportation & Commuter Guide
via Community Resources

Freeways, transit, commute times, and getting around.

FHA Loans
via Utah FHA Loan RC

Low down payment FHA financing, limits, and local lender guidance.

Conventional Loans
via Utah Conventional Loan RC

Conforming loans, PMI, down payment options, and qualification basics.

Jumbo Loans
via Utah Jumbo Loan RC

Loans above conforming limits — terms, reserves, and pricing.

HELOC
via Utah HELOC RC

Home equity lines — draw periods, rates, and best-use scenarios.

Construction Loans
via Utah Construction Loan RC

One-time-close, builder financing, draws, and conversion to permanent.

Refinance
via Utah Refinance RC

Rate/term and cash-out refis, break-even math, and when it pays.

Neighborhoods
via Utah Cities Directory

Sub-areas, HOAs, lot types, and what locals know about each pocket.

Real Estate
via Kim Miller Real Estate

Listings, buyer/seller representation, and local market expertise.

Business District
via Vendors Directory

Trusted local vendors and pros — realtors, title, insurance, trades, and more.

Visitor Center
via Community Resources

Hotels, restaurants, attractions, and what to do when you visit.

Recreation Center
via Community Resources

Parks, trails, ski, golf, pickleball, fishing, and outdoor recreation.

Museum & Heritage
via Community Resources

Pioneer history, historic homes, landmarks, and the local timeline.

Community Center
via Community Resources

Churches, libraries, senior centers, youth sports, and service clubs.

Information Center
via Community Resources

Start here — moving in, buying, retiring, Veteran resources, utilities, schools.

Government Services
via Community Resources

City Hall, recorder, planning, permits, public works, voting, and county offices.

Emergency Services
via Community Resources

Police, fire, EMS, hospitals, urgent care, animal control, and disaster prep.

DMV & Licensing
via Community Resources

Driver license, vehicle registration, license plates, state ID, and passport.

Nearby cities

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