Utah Homeownership Authority
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Salt Lake County · Cottonwood Heights, Utah

Cottonwood Heights Town Square

Illustrated aerial map of Cottonwood Heights Town Square showing buildings that link to homeownership topics.

Theater

Educational videos, market updates, interviews, and success stories.

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Town Hall

City Hall, planning, permits, recorder, voting, and property taxes.

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Veterans Hall

VA loans and veteran resources in Cottonwood Heights.

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Highway Department

UDOT, traffic cameras, road construction, transit, airports, and winter driving.

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Education Center

Cottonwood Heights schools — districts, elementary, secondary, charter, and higher ed.

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Post Office

Newsletters, contact us, market alerts, and printable guides.

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Senior Center

Reverse mortgages, downsizing, aging-in-place, and retirement planning.

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Library

Buying & selling guides, FAQs, glossary, and checklists.

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Mortgage Center

Conventional, FHA, VA, USDA, jumbo, HELOCs, refis, and calculators.

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Real Estate Office

Home search, valuations, listings, and seller guides.

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Recreation Center

Parks, trails, hiking, fishing, skiing, and local attractions.

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Neighborhood Center

Neighborhood guide, HOAs, property types, and rural living.

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Information Center

Start here — moving, buying, retiring, Veteran resources in Cottonwood Heights.

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First-Time Buyer Center

Pre-approval, credit, down payment help, and the buying timeline.

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Business District

Restaurants, shopping, contractors, and trusted local pros.

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Market Center

Market reports, appreciation, interest rates, and forecasts.

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Insurance Office

Homeowners, flood, earthquake, umbrella, and title insurance.

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Museum

History, pioneer heritage, and historic landmarks in Cottonwood Heights.

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Utilities Center

Electric, gas, water, secondary water, sewer, garbage, recycling, and internet.

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Get to know Cottonwood Heights

About Cottonwood Heights

Cottonwood Heights sits on the east bench of the Salt Lake Valley, framed by Big Cottonwood Canyon to the north and Little Cottonwood Canyon to the south, with the Wasatch Range directly east. Roughly 34,000 residents call the city home. Housing stock is dominated by established 1960s–1990s ranch and two-story family homes on mature lots, with select executive and luxury properties on the upper bench, and limited custom new construction and redevelopment infill. I-215 Belt Route and Wasatch Boulevard provide regional access, with park-and-ride lots feeding the ski canyons.

Why people move to Cottonwood Heights

People move to Cottonwood Heights for the canyon access, the mature trees, the schools, and the established neighborhood feel. The city draws skiers and outdoor enthusiasts, executives commuting to downtown SLC or Silicon Slopes, families prioritizing top elementary boundaries, and long-tenured retirees who have lived in the city for decades. The combination of quiet residential streets, mountain views, and 15-minute access to Brighton, Solitude, Alta, and Snowbird is unmatched in Utah.

Cottonwood Heights homeownership snapshot

Cottonwood Heights has one of Salt Lake County's deepest long-tenured owner bases — many homes have been in the same family for 20–40 years, producing substantial equity positions. Typical 2026 detached prices land in the high-$700Ks to low-$1.4Ms depending on neighborhood and view, with upper-bench luxury and custom homes trading well above $2M. Inventory turns slowly; established neighborhoods are tightly held. Reverse-mortgage interest is meaningful given the proportion of homeowners 62+ holding large equity stakes.

Utility & service connections
Utility & Service Connections

Setting up service in Cottonwood Heights

Electric
Rocky Mountain Power
1-888-221-7070
Provider site →
Natural Gas
Dominion Energy
1-800-323-5517
Provider site →
Water
Cottonwood Heights City
801-944-7000
Provider site →
Sewer
Cottonwood Heights City
801-944-7000
Provider site →
Trash & Recycling
Cottonwood Heights City
801-944-7000
Provider site →
Internet
Google Fiber, Xfinity, CenturyLink, UTOPIA (where available)
Speeds and availability vary by address.
When you move

Call Rocky Mountain Power and Dominion Energy 10 business days before closing. Open a Cottonwood Heights City utility account for water/sewer/trash (a refundable deposit is typical). Order internet equipment 1–2 weeks ahead. Sellers should keep service active through possession + 24 hours.

Explore every topic

Everything Cottonwood Heights homeowners need

Utilities
via Utility Transfer RC

Setup, transfer, and shut-off contacts for power, gas, water, and trash.

Reverse Mortgages
via Reverse Mortgage RC

HECM eligibility, payouts, and local context for homeowners 62+.

VA Loans
via VA Loan RC

Zero-down VA financing for veterans, active-duty, and surviving spouses.

Property Taxes
via Property Tax RC

How property tax works locally — rates, abatements, and appeals.

Senior Resources
via Senior Homeowner RC

Aging-in-place, senior services, and housing transitions.

Veterans Resources
via Veteran Resources Utah

Local veteran services, benefits navigation, and housing support.

Home Values
via Utah Market Updates

How values are set, recent trends, and what drives appreciation.

Schools
via Community Resources

School district overview and how schools influence home values.

First-Time Buyer Guide
via First-Time Home Buyer RC

Step-by-step path for first-time buyers in this city.

Downsizing Guide
via Downsizing RC

A patient playbook for right-sizing without the chaos.

Moving Guide
via Community Resources

Movers, timing, address changes, and local logistics.

For Sale By Owner Guide
via Home Selling RC

FSBO realities, pricing, paperwork, and where it goes wrong.

New Construction Homes
via Utah New Construction RC

Builder process, lot premiums, upgrades, and financing.

Rental Market Guide
via Utah Market Updates

Local rent ranges, vacancy patterns, and tenant demand.

Homeowner Insurance Guide
via Community Resources

Coverage essentials and what local risks to insure against.

Historic Areas & Landmarks
via Community Resources

Older neighborhoods, landmarks, and what makes them special.

Market Trends & Forecast
via Utah Market Updates

Prices, days on market, inventory, and what's likely next.

Shopping, Services & Local Businesses
via Community Resources

Daily-use shopping districts and trusted local services.

Community Events & Festivals
via Community Resources

Annual events, festivals, and what gives the city its character.

Transportation & Commuter Guide
via Community Resources

Freeways, transit, commute times, and getting around.

FHA Loans
via Utah FHA Loan RC

Low down payment FHA financing, limits, and local lender guidance.

Conventional Loans
via Utah Conventional Loan RC

Conforming loans, PMI, down payment options, and qualification basics.

Jumbo Loans
via Utah Jumbo Loan RC

Loans above conforming limits — terms, reserves, and pricing.

HELOC
via Utah HELOC RC

Home equity lines — draw periods, rates, and best-use scenarios.

Construction Loans
via Utah Construction Loan RC

One-time-close, builder financing, draws, and conversion to permanent.

Refinance
via Utah Refinance RC

Rate/term and cash-out refis, break-even math, and when it pays.

Neighborhoods
via Utah Cities Directory

Sub-areas, HOAs, lot types, and what locals know about each pocket.

Real Estate
via Kim Miller Real Estate

Listings, buyer/seller representation, and local market expertise.

Business District
via Vendors Directory

Trusted local vendors and pros — realtors, title, insurance, trades, and more.

Visitor Center
via Community Resources

Hotels, restaurants, attractions, and what to do when you visit.

Recreation Center
via Community Resources

Parks, trails, ski, golf, pickleball, fishing, and outdoor recreation.

Museum & Heritage
via Community Resources

Pioneer history, historic homes, landmarks, and the local timeline.

Community Center
via Community Resources

Churches, libraries, senior centers, youth sports, and service clubs.

Information Center
via Community Resources

Start here — moving in, buying, retiring, Veteran resources, utilities, schools.

Government Services
via Community Resources

City Hall, recorder, planning, permits, public works, voting, and county offices.

Emergency Services
via Community Resources

Police, fire, EMS, hospitals, urgent care, animal control, and disaster prep.

DMV & Licensing
via Community Resources

Driver license, vehicle registration, license plates, state ID, and passport.

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